T he Company was originally organized in 1873 as a mutual fire assessment association, under the name “Mutual Home Insurance Company of Logan, Dodge County, Nebraska”, and commenced business on April 3, 1873. It was subsequently incorporated on August 11, 1894. On April 14, 1897, the Farmers Mutual Home Tornado and Windstorm Insurance Company” was incorporated as a companion company, in Hooper, Nebraska, in order to provide windstorm and tornado insurance on the property of its members. On June 21, 1915, the name of that company was changed to the “Farmers Mutual Home Tornado Insurance Company”.
The Company and the “Farmers Mutual Home Tornado Insurance Company” were merged on January 22, 1919, under the current name, “Farmers Mutual Home Insurance Company”. On November 14, 1986, Leigh Farmers Insurance Company of Leigh, Nebraska was merged into the Company.
The Company’s amended Articles of Incorporation provided for perpetual existence.
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Farm Safety for Children: What Job Is Right for My Child?
Studies have shown that at least 150 children die each year because of injuries on the farm. An additional 25,000 children are injured on the farm each year. Many of these injuries are permanently disabling.
Research has shown that children of all ages are involved in farm accidents. Graph I shows the typical distribution of fatal farm injuries by age.
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Wondering what you can do to help keep your home in good shape and your family and memories protected through out the year? The following are some simple guidelines to help you do exactly that:
FALL HINTS:
- Check all window and door locks for proper operation.
- Check around your home for water leaks. Look for water stains on ceilings, walls and floors.
- Review cooking safety rules with your family.
- Review your fire escape plan with your family.
- Check the roof for missing, loose or damages shingles.
- Clean leaves and debris out of gutters and downspouts. Downspouts should direct the water away from the foundation.
- Have a heating professional check your heating system every year.
- Check the condition of the flashings at chimneys, vents and skylights.
- Check the fascia and trim for deterioration.
- Replace your furnace filter.
- Run all gas-powered lawn equipment until the fuel is gone.
- Test your emergency generator.
- Have a certified chimney sweep inspect and clean the flues and check your fireplace damper.
- Remove bird nests from chimney flues and outdoor electrical fixtures.
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